Photo: ThusoMotlasuping, Wikimedia Commons, CC BY-SA 4.0Licensed insurance companies in Botswana (2026 list)
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Get the free PDFHow to check an insurer before you buy
- Find the insurer named on your policy schedule in the lists below.
- Check the agent or broker too: "Only licensed insurance agents are allowed to sell and service insurance policies" (NBFIRA).
- In doubt, call NBFIRA on +267 310 2595 / 368 6100 before you pay (consumer education).
Step by step: check an insurer, agent or broker.
Life, general, medical aid: what the lists mean
- Life insurers sell life, funeral, disability, savings and retirement policies.
- General insurers sell car, home, business, travel and liability cover; the list includes the Export Credit Insurance & Guarantee Company.
- Medical aid funds pay members' healthcare costs: medical aid in Botswana.
Sources: NBFIRA Annual Report 2023, Appendices 9B and 9C; NBFIRA website list, January 2025; the current NBFIRA table could not be read (it loads from the NBFIRA server, which did not answer on 31 October 2026).
The list: 31 licensed insurers in Botswana
As published by the NBFIRA — Annual Report 2023: lists of insurers, reinsurers and medical aid funds (NBFIRA Annual Report 2023, Appendices 9B and 9C (the NBFIRA website did not open on 31 October 2026)). Names are reproduced as the regulator lists them. Being on this list means a company is licensed; it is not a rating or a recommendation.
Life insurers 9
- Absa Life Botswana (Pty) Ltd
- Afritec Life Insurance (Pty) Ltd
- Bona Life Insurance (Pty) Ltd
- Botswana Life Insurance Limited
- Hollard Life Insurance Limited
- Liberty (Botswana) (Pty) Ltd t/a Liberty Life Botswana
- Metropolitan Life of Botswana Limited
- Old Mutual Life Insurance Company (Botswana) (Pty) Ltd
- Westlife Insurance Botswana (Pty) Ltd
General insurers 11
- Alpha Direct Insurance Company (Pty) Ltd
- B.I.C.B Limited t/a Bryte Risk Services Botswana
- BIHL Insurance Company Limited t/a Insure Guard
- Botswana Insurance Company Limited
- Export Credit Insurance & Guarantee Company (Botswana) (Pty) Ltd
- Old Mutual Short-Term Insurance (Botswana) Limited
- Phoenix of Botswana Assurance Company (Pty) Ltd
- Sesiro Insurance Company (Pty) Ltd
- Sunshine Insurance Company
- The Hollard Insurance Company of Botswana (Pty) Ltd
- Westsure Insurance Botswana (Pty) Ltd
Medical aid funds 5
Medical aid funds are not insurers but are regulated and supervised by NBFIRA under the NBFIRA Act.
- Botsogo Health Plan (Pty) Ltd
- Botswana Medical Aid Society (BOMAID)
- Botswana Public Officers' Medical Aid Scheme (BPOMAS)
- Doctors (Pty) Ltd t/a Doctor's Aid Medical Aid Scheme
- Pula Medical Aid Fund
Reinsurers 6
Reinsurers insure insurers; they do not sell to the public.
- Continental Reinsurance Company Limited
- Emeritus Reinsurance (Pty) Ltd
- FBC Re Botswana (Pty) Ltd
- FMRE Property & Casualty (Pty) Ltd
- Grand Reinsurance Botswana (Pty) Ltd
- P & C Reinsurance Company (Pty) Ltd
Insurer profiles in Botswana
The main insurance groups, with every licensed company behind the brand and where else it is licensed.
Already insured?
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Frequently asked questions
How many insurance companies are licensed in Botswana?
NBFIRA's Annual Report 2023 lists 9 life insurers, 11 general insurers, 6 reinsurers and 5 medical aid funds; its website list of January 2025 names four more general insurers.
What are the biggest insurance companies in Botswana?
Tulinde does not rank insurers. NBFIRA's Annual Report 2023 publishes each insurer's premium and accounts (Appendices 6 and 7) if you want to read them.
How do I know if an insurance company is licensed in Botswana?
Find the company named on your policy schedule on NBFIRA's list, or call NBFIRA on +267 310 2595 / 368 6100.
Sources
- NBFIRA — Annual Report 2023: Table 15, Appendix 4 (indicators for insurers), Appendices 6–7 and 9B–9C (lists of insurers and medical aid funds) (Web Archive copy)
- NBFIRA — List of regulated entities: insurers, reinsurers, medical aid schemes, brokers and agents (Web Archive copy of 21 January 2025; nbfira.org.bw did not open on 31 October 2026)
- NBFIRA — Insurance licenced entities (page of the current site, table "Insurance Licensed Entities 2025 January 07"; Web Archive copy of 14 September 2026)
- NBFIRA — Insurance Agents: "Only licensed insurance agents are allowed to sell and service insurance policies" (Web Archive copy of 21 January 2025)
- NBFIRA — Consumer education: insurance (licensing, lapses, disclosure, 30-day cooling-off, grace period, complaints) (Web Archive copy of 5 March 2024)
- Insurance Industry Act (Cap. 46:01), Act 10 of 2015, in force 17 May 2019 — arrangement of sections, Botswana Laws (full text behind a paywall: sections cited by their heading)