Tulinde

Business insurance checklist

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Short answerChecked 23 September 2026
Print it or keep it on your phone, and go through it with the insurer or broker before you pay. Each point links to the rules for your country below.
  1. Your compulsory work-injury cover or contribution is in place (WIBA in Kenya, WCF in Tanzania, Workers Compensation Act in Uganda).
  2. Premises and stock are insured at replacement value.
  3. Burglary and money cover match what you keep on site.
  4. Public liability, if customers visit you.
  5. Goods in transit and marine cargo for imports.
  6. Every vehicle has the right motor cover for its use.
  7. Group medical or group life for staff, if you offer it.
  8. You know each insurer's claims deadline.

The rules in your country