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Motorcycle and boda boda insurance checklist

Reviewed on by the Tulinde editorial team · how we check facts

Short answerChecked 23 September 2026
Print it or keep it on your phone, and go through it with the insurer or broker before you pay. Each point links to the rules for your country below.
  1. The insurer is licensed by your country's regulator.
  2. If you carry paying passengers, the policy is a public service (PSV) or hire policy that covers passengers.
  3. You know the limit per passenger and per accident.
  4. The rider's own injuries are covered, or you have personal accident cover.
  5. Theft of the motorcycle is covered if it is on a loan.
  6. The certificate or digital sticker verifies the day you pay.
  7. You carry the helmets and reflective gear the rules require.
  8. You know how to report an accident and the deadline.

The rules in your country