Insurance blog Namibia: every guide in one place

Motor & vehicles · NamibiaThe MVA Fund: how to claim after a road accident in NamibiaMedical care up to N$1.5 million, a N$100,000 injury grant, loss of income and support, a N$7,000 funeral grant — claim within one year.5 min read · Updated 31 October 2026

Insurers & your rights · NamibiaRegistered insurance companies in Namibia (2026 list)NAMFISA's register: 14 short-term insurers, 15 long-term insurers and 7 medical aid funds.2 min read · Updated 31 October 2026

Health & life · NamibiaMedical aid in Namibia: funds, members and your rights7 medical aid funds on NAMFISA's register, 219,790 beneficiaries, N$23,205 spent per beneficiary a year.2 min read · Updated 31 October 2026

Health & life · NamibiaSocial Security Commission (SSC) Namibia: maternity leave, sick leave and death benefits1.8% of basic wage, shared 50/50; maternity at 100% up to N$20,000; sick leave at 75%; N$15,000 on death or retirement.2 min read · Updated 31 October 2026

Insurers & your rights · NamibiaHow to complain about an insurer in Namibia (NAMFISA)Insurer first, in writing; then NAMFISA: 061 290 5134, toll-free 0800 290 500, complaintsdept@namfisa.com.na.2 min read · Updated 31 October 2026

Health & life · NamibiaFuneral cover in Namibia: policies, payouts and public grantsA funeral policy is long-term insurance; NAMFISA says most insurers pay within 24–48 hours. Plus the N$7,000 MVA and N$4,500 SSC grants.2 min read · Updated 31 October 2026

Motor & vehicles · NamibiaCar insurance in Namibia: the MVA Fund and voluntary motor coverInjuries are covered by the MVA Fund through the fuel levy; your car and other people's property need a private policy from a registered short-term insurer.2 min read · Updated 31 October 2026

Insurers & your rights · NamibiaNAMFISA and the Financial Institutions and Markets Act (FIMA)FIMA in force since 1 May 2026, replacing the 1998 Short-term and Long-term Insurance Acts.2 min read · Updated 31 October 2026

Insurers & your rights · NamibiaHow to check an insurer, agent or broker in NamibiaNAMFISA's online register, the deregistered list and the toll-free line 0800 290 500.2 min read · Updated 31 October 2026

Health & life · NamibiaLife insurance in Namibia: insurers, lapses and your rights15 long-term insurers, N$14.4 billion of premiums in 2024; policies lapse when premiums fall into arrears.2 min read · Updated 31 October 2026

Motor & vehicles · NamibiaThird-party vs comprehensive car insurance in NamibiaThe MVA Fund handles injuries to other people; your policy decides who pays for your car and theirs.2 min read · Updated 31 October 2026

Home, business & travel · NamibiaHome and property insurance in Namibia14 short-term insurers; NASRIA alone covers riot, strike and political violence damage.2 min read · Updated 31 October 2026

Home, business & travel · NamibiaBusiness insurance and employees' compensation in NamibiaThe Employees' Compensation Fund (Act 30 of 1941) for work injuries, MSD contributions for staff, NASRIA for riots and strikes.2 min read · Updated 31 October 2026

Home, business & travel · NamibiaTravel insurance for Namibia: visitors, drivers and the MVA FundHealth or travel insurance is on the visa-on-arrival checklist; the MVA Fund gives visitors medical care only.2 min read · Updated 31 October 2026

Motor & vehicles · NamibiaMVA Fund claim deadline calculator (Namibia)One year to lodge, two years once lodged in time, 14 days for the driver and owner to report.2 min read · Updated 31 October 2026

Health & life · NamibiaSSC contribution and maternity benefit calculator (Namibia)0.9% + 0.9% of basic wage up to N$12,500; maternity at 100% up to N$20,000 a month.2 min read · Updated 31 October 2026