Travel insurance for Namibia — visa, MVA Fund

Short answerChecked 31 October 2026

Health or travel insurance covering medical expenses is on the list of documents to have ready for a visa on arrival in Namibia (Ministry of Home Affairs fact sheet, from 1 April 2025). After a road accident, the MVA Fund gives a visitor medical treatment and injury management only while in Namibia, and the N$7,000 funeral benefit if the visitor dies — not loss of income or the injury grant. Foreign vehicles pay a cross-border charge to the Road Fund Administration.

Free PDF: MVA Fund Namibia: road accident claims guide 2026

5 chapters in one PDF, every source listed. Free, no sign-up.

Get the free PDF

Your situation is different? Ask.

Answers come from the law, the regulator and the insurers' own documents, with the source under each answer. General information, not advice.

What should I check before I buy cover?What is an excess?How do I prepare a claim?

On this page · 5 sections

Visa on arrival: insurance on the checklist
Road accidents: what the MVA Fund pays visitors
Driving a foreign-registered vehicle
FAQ
Sources

Visa on arrival: insurance on the checklist

The Ministry of Home Affairs, Immigration, Safety and Security's fact sheet on the visa-on-arrival rules from 1 April 2025 lists "Health / Travel Insurance – Coverage for medical expenses" among the items to have ready, with a passport valid for at least 6 months and 3 blank pages, a return ticket, accommodation and funds (fact sheet). Check the current rules with the Ministry or an embassy before you travel.

Road accidents: what the MVA Fund pays visitors

Section 24(6) of the MVA Act: a person on a visitor's permit gets medical treatment and injury management for the period he or she is in Namibia; a non-resident who is killed gets the funeral benefit. A foreigner with a valid work or study permit qualifies for all benefits (MVA Fund FAQ). Medical evacuation home, a hire car and lost luggage are for your own travel policy. More: the MVA Fund.

Driving a foreign-registered vehicle

Vehicle (Road Fund Administration)	Cross-border charge
Type 1: motorcycles, caravans, light trailers	N$283
Type 2: motor cars, bakkies, minibuses (under 25 passengers)	N$445
Type 3: light goods vehicles (GVM under 3,500 kg)	N$930

Source: Government Gazette No. 8356, General Notice 183 of 29 April 2024. Whether your own motor policy covers you in Namibia depends on its wording: ask your insurer for it in writing before the trip.

Already insured?

Understand my policy Prepare a claim

Next step

1. Find the cover that fits

Frequently asked questions

Do I need travel insurance to visit Namibia?

The Ministry's visa-on-arrival fact sheet (from 1 April 2025) lists health or travel insurance covering medical expenses among the documents to have ready.

Does the MVA Fund cover tourists?

A visitor gets medical treatment and injury management while in Namibia, and the N$7,000 funeral benefit if killed. Foreigners with a valid work or study permit qualify for all benefits.