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Tulinde blog · Zimbabwe

Insurance in Zimbabwe: the blog

21 guides for Zimbabwe, from what the law requires to which insurer pays fastest — every fact linked to the regulator or the Act.

21 guides

Health & life · ZimbabweCIMAS medical aid: packages, how to claim and contactsSecure (USD) packages from Health Save to Prime, claims by app or email, contacts — from CIMAS's own site.2 min read · Updated 31 October 2026Motor & vehicles · ZimbabweZINARA licence and vehicle insurance in Zimbabwe: what you need and how to payThird-party cover is compulsory (Road Traffic Act, s 22); ZINARA sells the licence, insurance and radio licence at its offices and online.4 min read · Updated 31 October 2026Health & life · ZimbabweNyaradzo funeral policy: the plans, the company and your rightsScore Pack, Six Pack, Group, Civil Servants, Sahwira International and Conventional plans, from Nyaradzo Life Assurance.2 min read · Updated 31 October 2026Health & life · ZimbabwePSMAS medical aid: plans for civil servants, families and companiesFormed in 1930: public-sector, private-sector, individual, student and USD plans.2 min read · Updated 31 October 2026Insurers & your rights · ZimbabweInsurance companies in Zimbabwe (IPEC list, 2026)IPEC's list: 20 short-term insurers, 11 life assurers, 9 funeral assurers, 16 microinsurers.2 min read · Updated 31 October 2026Health & life · ZimbabweMedical aid societies in Zimbabwe compared: CIMAS, PSMAS and how to chooseCIMAS and PSMAS from their own pages: packages, membership, claims and contacts.2 min read · Updated 31 October 2026Insurers & your rights · ZimbabweIPEC: the Insurance and Pensions Commission of ZimbabweRegulator of insurers, brokers and pension funds; medical aid societies and NSSA added in April 2026.2 min read · Updated 31 October 2026Health & life · ZimbabweFuneral policies in Zimbabwe: who sells them and the rules on missed premiumsGrace of one month or 14 days' notice; after 5 years of premiums, cover stays in force without payment for 6 to 60 months.3 min read · Updated 31 October 2026
Motor & vehicles · ZimbabweCar insurance in Zimbabwe: compulsory third-party cover and what else to buyThird-party cover is compulsory; the injured can claim from your insurer directly within two years; 20 short-term insurers on IPEC's list.2 min read · Updated 31 October 2026Insurers & your rights · ZimbabweHow to complain about an insurer in Zimbabwe (IPEC)Write to the insurer, then IPEC (free): complaints@ipec.co.zw, WhatsApp +263 772 154 281.2 min read · Updated 31 October 2026Motor & vehicles · ZimbabweThird-party vs comprehensive car insurance in ZimbabweThird-party = the legal minimum for harm to others; comprehensive adds your own car.2 min read · Updated 31 October 2026Motor & vehicles · ZimbabweHow to check a vehicle's insurance and licence in ZimbabweThe insurer's certificate, IPEC's list of insurers and ZINARA's Vehicle Status check for the licence.2 min read · Updated 31 October 2026Health & life · ZimbabweHealth insurance in Zimbabwe: medical aid societies and health coverMedical aid societies registered under the Medical Services Act; IPEC added as regulator by the 2026 Amendment Act.2 min read · Updated 31 October 2026Health & life · ZimbabweLife insurance in Zimbabwe: the life assurers and your rights11 life assurers on IPEC's list; Heritage Life cancelled in May 2026; a policyholder protection fund created in April 2026.2 min read · Updated 31 October 2026Home, business & travel · ZimbabweBusiness insurance in Zimbabwe: NSSA work-injury cover and private policiesNSSA work-injury scheme (employer-funded), NSSA pension 4.5% + 4.5%, and private cover from 20 short-term insurers.2 min read · Updated 31 October 2026Home, business & travel · ZimbabweTravel and cross-border motor insurance in Zimbabwe: the COMESA yellow cardYellow card from your Zimbabwean insurer for COMESA countries; the Motor Insurance Pool at the border for visitors.2 min read · Updated 31 October 2026Home, business & travel · ZimbabweNSSA workers' compensation in Zimbabwe (APWCS): who is covered and how to claimEmployer-funded; covers formal workers over 16; civil servants, domestic and informal workers excluded.2 min read · Updated 31 October 2026Insurers & your rights · ZimbabweHow to check an insurer, broker or agent in ZimbabweIPEC's list of regulated entities, its cancellation notices, and the offences of the Insurance Act.2 min read · Updated 31 October 2026Motor & vehicles · ZimbabweZINARA vehicle licence fee calculator (SI 67 of 2024)14 weight classes, 4 to 12 months, from ZINARA's own table (SI 67 of 2024).2 min read · Updated 31 October 2026Health & life · ZimbabweFuneral policy lapse calculator (Insurance Act, section 60)Grace period, then 6 to 60 months of paid-up cover after five years of premiums.2 min read · Updated 31 October 2026Home, business & travel · ZimbabweNSSA pension contribution calculator (Zimbabwe)4.5% + 4.5% of earnings up to US$700: at most US$31.50 each a month.2 min read · Updated 31 October 2026
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Regulator in Zimbabwe: IPEC

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