NSSA contribution calculator in Zimbabwe
NSSA pension contribution calculator (Zimbabwe)
Short answerChecked 31 October 2026
The NSSA Pension and Other Benefits Scheme is financed by 4.5% of insurable earnings from the employee and 4.5% from the employer (9% in total), paid to NSSA before the 1st of each month. Since 1 June 2024 insurable earnings are capped at US$700 a month, so the most each side pays is US$31.50 (US$63 in total). Workers aged 16 to 65 are covered; domestic and informal workers are not.
NSSA pension contribution
Insurable earnings as defined by NSSA. Earnings above US$700 count as US$700.
US$22.50 from you, US$22.50 from your employerMonthly NSSA Pension and Other Benefits contribution on earnings of US$500.00.
| Insurable earnings (capped at US$700) | US$500.00 |
| Employee (4.5%) | US$22.50 |
| Employer (4.5%) | US$22.50 |
| Total to NSSA each month (9%) | US$45.00 |
What next: NSSA workers' compensation (employer-funded) · employer duties and business cover
Indicative: rates and ceiling as published by NSSA. Workers aged 65 and over, domestic workers and informal workers do not contribute. NSSA computes the exact amount on your returns.
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Get the free PDFThe figures the calculator uses
| Rule | Figure |
|---|---|
| Employee contribution | 4.5% of insurable earnings |
| Employer contribution | 4.5% of insurable earnings |
| Insurable earnings ceiling from 1 June 2024 | US$700 a month |
| Who is covered | Employees aged 16 to under 65 in permanent, seasonal, contract or temporary employment; not domestic or informal workers |
From NSSA, schemes and the schedule of insurable earnings. The work-injury scheme (APWCS) is a separate premium paid by the employer alone: NSSA workers' compensation.
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Frequently asked questions
What is the maximum NSSA contribution?
US$31.50 a month from the employee and US$31.50 from the employer: 4.5% each of the US$700 ceiling in force since 1 June 2024.
Do I still pay NSSA after 65?
No. NSSA says deductions stop once the employee reaches 65, even if he or she keeps working.