Motor & vehicles insurance in Zambia: all guides

Motor & vehicles · ZambiaCar insurance in Zambia: what the law requiresThird-party cover is compulsory (Road Traffic Act, s.86). Display the insurance disc; RTSA asks for a certificate or cover note to register a vehicle.4 min read · Updated 31 October 2026

Motor & vehicles · ZambiaHow to check a motor insurance cover in ZambiaRead the disc (registration, chassis, expiry), check the insurer and the seller on the PIA's 2026 list, and confirm with the insurer.3 min read · Updated 31 October 2026

Motor & vehicles · ZambiaThird-party vs comprehensive car insurance in ZambiaThe law requires cover for injury and death of other people; damage to cars and your own vehicle depend on the policy you choose.2 min read · Updated 31 October 2026

Motor & vehicles · ZambiaHurt in a road accident in Zambia? Claim from the driver's insurerClaim directly from the insurer of the vehicle, within 3 years (Road Traffic Act s.90). The insurer also pays the hospital (s.93).2 min read · Updated 31 October 2026