NHIMA contribution calculator (Zambia)
| Monthly basic salary | K8,000.00 |
| Employee (1%, deducted from pay) | K80.00 |
| Employer (1%) | K80.00 |
| Total the employer remits to NHIMA (2%) | K160.00 |
What next: how to register with NHIMA · what NHIMA pays for
Indicative: based on the rates in the National Health Insurance (General) Regulations, 2019. NHIMA computes what is due on your return; it may exempt some people (NHI Act, section 16).
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Get the free PDFThe rates the calculator uses
| Category | Payment | Rate | Deadline |
|---|---|---|---|
| Employee | Payroll | 1% of basic salary | 10th of the following month |
| Employer | Payroll | 1% of basic salary | 10th of the following month |
| Self-employed | Direct payment | 1% of declared income | 10th of the following month |
Third Schedule, National Health Insurance (General) Regulations, 2019. Under section 15 of the National Health Insurance Act 2018 the employer pays both shares to the Scheme. The calculator uses the basic salary you enter; allowances are not part of basic salary.
Not paying or not remitting a contribution is an offence (regulation 10(2); section 53 of the Act), and an unpaid employer contribution is a civil debt NHIMA can recover (regulation 10(3)).
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Frequently asked questions
What is the NHIMA contribution rate?
1% of basic salary from the employee and 1% from the employer; 1% of declared income for the self-employed (SI 63 of 2019, Third Schedule).
When must NHIMA contributions be paid?
Monthly, by the 10th of the following month.
Is there a maximum NHIMA contribution?
The 2019 Regulations set the rate as a percentage of basic salary and set no ceiling.