Heritage in Tanzania: licensed companies, claims and complaints
Heritage companies licensed in Tanzania
| Company | Licensed as |
|---|---|
| The Heritage Insurance Tanzania Limited | Insurance companies and takaful operators |
Source: Tanzania Insurance Regulatory Authority, TIRA register of licensed entities (active entries on 23 September 2026). Names are reproduced as the regulator lists them. A licence is not a rating: it means the company may sell insurance in Tanzania.
Before you buy from Heritage in Tanzania
- Check that the policy is issued by one of the companies above — the licensed entity, not only the brand.
- For motor cover, verify a cover note or the company itself on TIRAMIS.
- Ask for the schedule and the exclusions in writing, and compare them with at least one other insurer.
- Keep in mind the claim rule that applies to every insurer: the insurer must pay within 45 days of the signed discharge, extendable once by 45 days (Insurance Act s.131).
- If something goes wrong, complain to the insurer, then to the Tanzania Insurance Ombudsman (disputes up to TZS 40 million).
The rules above come from our guides: check a cover, licensed insurers and how to complain.
Heritage in other East African countries
| Country | Licensed companies |
|---|---|
| Kenya | The Heritage Insurance Company Limited |
Companies that share a brand are separate legal entities, each licensed by its own country's regulator: a policy bought in one country is handled by that country's company.
Tulinde is independent and not affiliated with Heritage. Brand names belong to their owners.
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Frequently asked questions
Is Heritage licensed in Tanzania?
Yes. 1 Heritage company appears on the TIRA list (active entries on 23 September 2026): The Heritage Insurance Tanzania Limited.
How do I complain about Heritage in Tanzania?
Write to Heritage first; if it does not settle, complain to the insurer, then to the Tanzania Insurance Ombudsman (disputes up to TZS 40 million).
How long does Heritage have to pay a claim in Tanzania?
The same rule applies to every insurer in Tanzania: the insurer must pay within 45 days of the signed discharge, extendable once by 45 days (Insurance Act s.131).