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Rwanda
RSSB medical contribution calculator in Rwanda

RSSB medical insurance (RAMA) contribution calculator

Short answerChecked 31 October 2026
The RSSB medical scheme (RAMA) costs 15% of the employee's basic salary, paid 7.5% by the employer and 7.5% by the employee. A pensioner who keeps the cover pays 7.5% of the monthly pension, which covers the pensioner and eligible dependants. RSSB then pays 85% of the cost of eligible care and medicines; the member pays the remaining 15%. Source: RSSB, medical and pension scheme pages.
RSSB medical (RAMA) contribution
22,500 Frw from you, 22,500 Frw from your employerMonthly RSSB medical contribution on a basic salary of 300,000 Frw.
RSSB medical scheme (RAMA)
Basic salary a month300,000 Frw
Employee (7.5%)22,500 Frw
Employer (7.5%)22,500 Frw
Total to RSSB each month (15%)45,000 Frw

What next: what RAMA covers and how to join · all health cover in Rwanda

Indicative: based on the rates RSSB publishes. Your employer's payroll declaration to RSSB is the reference.

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Answers come from the law, the regulator and the insurers' own documents, with the source under each answer. General information, not advice.

The rates the calculator uses

RuleRate
Employee's share7.5% of basic salary
Employer's share7.5% of basic salary
Pensioner who keeps RAMA7.5% of the monthly pension
RSSB pays / the member pays at the facility85% / 15% of eligible costs

Rates from RSSB, medical scheme and RSSB, pension scheme. The calculator applies them to the amount you enter; RSSB and your employer's payroll declaration are the reference.

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Frequently asked questions

What percentage is RSSB medical insurance?

15% of the basic salary: 7.5% paid by the employer and 7.5% by the employee (RSSB).

Can a pensioner keep RSSB medical insurance?

Yes. RSSB says a contribution equal to 7.5% of the monthly pension keeps the pensioner and eligible dependants covered under RAMA.

Sources

  1. RSSB — Medical scheme (RAMA): cover, contributions, joining
  2. RSSB — Pension scheme (pensioners' medical cover)
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Regulator in Rwanda: BNR

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