Photo: GodwinPaya, Wikimedia Commons, CC BY-SA 4.0NSITF registration and the Employees' Compensation Scheme
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Employers: register and pay
- Create an employer account on the NSITF employer self-service portal. NSITF lists a one-time onboarding fee for the scheme.
- Declare your payroll and pay 1% of total monthly payroll each month through the portal (NSITF services).
- Apply for or renew the NSITF certificate of compliance on the same portal; clients and tenders often ask for it.
The National Industrial Court held in May 2025 that an employer "is under a statutory obligation to comply with the provisions of Section 33 (1) of the ECA which require every employer to make monthly contribution of 1% of its total monthly payroll" (NICN, NSITF v NECO Staff School).
Workers: what the scheme pays and how to claim
- Medical, surgical, nursing and other required healthcare after a work injury.
- Cash compensation, paid periodically, for permanent or temporary, total or partial disability (NSITF cites 90% of remuneration for temporary disability).
- Benefits in fatal cases, occupational diseases, mental stress, hearing impairment and injuries outside the normal workplace.
- Vocational and medical rehabilitation, including prosthetics and return-to-work support.
Report the injury and file the claim through NSITF's online services or an NSITF office; employees can also check their registration status, benefits and claim history online. NSITF says it processes claims within 7 working days (NSITF services).
Contact NSITF
Head office: Plot 794, Muhammadu Buhari Way, Central Business District, Abuja. Toll-free 0800 223 0400, 0700 312 2400, customersupportcentre@nsitf.gov.ng; offices in all 36 states and the FCT (NSITF). Verify a certificate: ecsonline.nsitf.gov.ng/verify-certificate.
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Frequently asked questions
How do I register my company with NSITF?
Online, on the employer self-service portal at ecsonline.nsitf.gov.ng: create the account, declare the payroll, pay the onboarding fee and the monthly contributions.
What is the NSITF contribution rate?
At least 1% of the total monthly payroll, paid by the employer every month (Employee's Compensation Act 2010, s.33(1)). Employees contribute nothing.
How do I verify an NSITF certificate?
On ecsonline.nsitf.gov.ng/verify-certificate, NSITF's online verification of the documents it issues.
Does NSITF pay if the accident was my fault?
Yes. NSITF describes the Employees' Compensation Scheme as covering workplace injury, occupational disease, disability and death regardless of fault.
Sources
- NSITF — Nigeria Social Insurance Trust Fund: Employees' Compensation Scheme (home page, contacts)
- NSITF — Services: employer registration, contributions (1% of total monthly payroll), claims, certificate of compliance
- NSITF — Employer self-service portal (ECS online) and certificate verification
- National Industrial Court of Nigeria — Employer is obligated to pay minimum 1% contribution of total monthly payroll into Employees' Compensation Fund (NSITF v NECO Staff School, 7 May 2025)