Health & life insurance in Nigeria: all guides

Health & life · NigeriaHMOs in Nigeria: the NHIA list (Reliance, Hygeia, Leadway Health, AXA Mansard Health, Avon…)94 entries on NHIA's list. Contacts of the most-searched HMOs, and what to check before you sign.3 min read · Updated 31 October 2026

Health & life · NigeriaNHIA: the National Health Insurance Authority (formerly NHIS)The NHIA Act 2022 replaced NHIS and made health insurance mandatory for every resident.3 min read · Updated 31 October 2026

Health & life · NigeriaNHIA registration: how to enrol (individual, family, group, employer)GIFSHIP: ₦22,000 per person a year via Remita, ₦1,500 ID card, NIN for each enrollee. Employers: OPSSHIP.3 min read · Updated 31 October 2026

Health & life · NigeriaHealth insurance in Nigeria: NHIA, HMOs and state schemesMandatory under the NHIA Act 2022; 10% employer + 5% employee; care managed by NHIA-accredited HMOs.2 min read · Updated 31 October 2026

Health & life · NigeriaLife insurance in Nigeria: licensed life insurers, group life and your rights12 life insurers and 8 composites met NIIRA's capital rules; group life is compulsory for employers.2 min read · Updated 31 October 2026

Health & life · NigeriaState health insurance schemes in Nigeria (LASHMA, FHIS, KSCHMA…)Section 13 of the NHIA Act: state schemes, free cover for vulnerable people, NHIA's list of state agencies.2 min read · Updated 31 October 2026

Health & life · NigeriaGroup life insurance in Nigeria: what every employer must buyAt least 3× annual gross pay per employee, paid by the employer; the employer pays the claim itself if it did not insure.2 min read · Updated 31 October 2026