Insurers, workers' compensation and your rights in Zambia 2026
For employers, workers and policyholders in Zambia: the PIA's list of licensed insurers, checking a seller, workers' compensation with the WCFCB, your rights and how to complain.
No sign-up, no form: nothing about you is collected.
Who this guide is for
- You employ staff or run a business
- You were injured at work, or you want to check an insurer
- Your insurer delays or refuses a claim
What is inside: table of contents
The PDF puts together 7 guides of Tulinde Zambia, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 14 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- Licensed insurance companies in Zambia (PIA list 2026)
How to check an insurer before you buy · Market shares published by the PIA (2025) · General, long-term, reinsurer: what the lists mean
Reviewed 31 October 2026 · 4 questions · 4 sources
- Check an insurer, broker or agent in Zambia
Step by step · What the 2026 list contains · Why it matters
Reviewed 31 October 2026 · 3 questions · 3 sources
- The Pensions and Insurance Authority (PIA) and the Insurance Act 2021
What the PIA does · The Insurance Act 2021 in ten rules · The market in figures (2025)
Reviewed 31 October 2026 · 3 questions · 5 sources
- Business insurance in Zambia: what employers must have
The legal minimum · Insuring in Zambia · Levy and brokers
Reviewed 31 October 2026 · 3 questions · 8 sources
- Workers' compensation in Zambia (WCFCB): claims and employer duties
What is covered · Deadlines · Employer duties
Reviewed 31 October 2026 · 3 questions · 3 sources
- Your rights as a policyholder in Zambia
Your rights, section by section · Using your rights
Reviewed 31 October 2026 · 3 questions · 3 sources
- How to complain about an insurer in Zambia (PIA)
Step by step · What the PIA handles, and what it does not · What the Insurance Act says
Reviewed 31 October 2026 · 4 questions · 4 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.
Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts.