Workmen's compensation calculator (Ghana)
| Monthly earnings | GH₵3,000.00 |
| Permanent total incapacity (s 5: 96 months) | GH₵288,000.00 |
| Third Schedule: Loss of foot | 40% |
| Compensation (40% of 96 months = 38.4 months) | GH₵115,200.00 |
What next: deadlines, exclusions and who pays · the insurances a business must hold
Indicative: a guide to the Act's formula, not legal advice. Compensation already paid for the same accident is deducted on a death; several injuries are added up but capped at 96 months; injuries not in the schedule are assessed in proportion to the loss of earning capacity. The labour officer or the Court fixes the final amount.
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Get the free PDFThe rules the calculator uses
| Section | Rule |
|---|---|
| 3(1)(a) | Death, employee leaves dependants: 60 months' earnings, less compensation already paid for the same accident under sections 5 to 7 |
| 5 | Permanent total incapacity: 96 months' earnings |
| 6 | Permanent partial incapacity: the Third Schedule percentage (or a percentage proportionate to the loss of earning capacity) of the 96 months; several injuries are added up but capped at 96 months |
| Third Schedule | Partial loss of use of a member: 50% of the percentage for its total loss. Injury to the non-dominant arm or hand: 90% of the percentage |
| 9 | Monthly earnings: the rate of pay over the previous twelve months with the same employer |
| 4 | The employer also pays the medical expenses |
Text: Workmen's Compensation Act, 1987, revised edition. Temporary incapacity (section 7) is not computed here: it is the loss of monthly earnings during the incapacity, for at most 24 months.
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Frequently asked questions
How is workmen's compensation calculated in Ghana?
As a number of months of the employee's monthly earnings: 60 on a death with dependants, 96 for permanent total incapacity, and the Third Schedule percentage of 96 for partial incapacity.
What earnings are used?
The monthly rate of pay over the previous twelve months with the same employer, or a shorter period if the employee was employed for less (section 9).