Employer's insurance guide 2026: workmen's compensation & compulsory covers
For employers and business owners in Ghana: what a work injury costs under the Workmen's Compensation Act, and the public liability, professional indemnity, building and marine insurances the law requires.
No sign-up, no form: nothing about you is collected.
Who this guide is for
- You employ staff, even one person
- A worker was injured and you need to know what is owed
- You own or occupy an office, shop, factory or hospital, or import goods
What is inside: table of contents
The PDF puts together 4 guides of Tulinde Ghana, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 4 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- Business insurance in Ghana: the covers the law requires
Compulsory insurances under the Insurance Act · Your staff: work injuries and NHIS · Other covers businesses buy
Reviewed 31 October 2026 · 3 questions · 4 sources
- Workmen's compensation in Ghana: what the employer owes after a work injury
What the employer pays · The schedule of injuries (extract) · Deadlines and exclusions · Insuring the liability
Reviewed 31 October 2026 · 4 questions · 3 sources
- Workmen's compensation calculator (Ghana)
The rules the calculator uses
Reviewed 31 October 2026 · 2 questions · 1 sources
- Home and building insurance in Ghana: household cover and the compulsory commercial building insurance
Household insurance · Commercial buildings: insurance required by law
Reviewed 31 October 2026 · 3 questions · 2 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.
Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts.