Motor insurance & road accident compensation guide 2026
For vehicle owners, moto riders and accident victims in Rwanda: compulsory third-party cover, what Law n° 029/2025 pays, the Special Guarantee Fund and the COMESA Yellow Card.
No sign-up, no form: nothing about you is collected.
Who this guide is for
- You own or drive a car or a moto in Rwanda
- You or a relative were hurt in a road accident
- You drive across the border
What is inside: table of contents
The PDF puts together 5 guides of Tulinde Rwanda, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 9 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- Motor insurance in Rwanda: compulsory third-party cover and what it pays
What the law requires · Who pays after an accident · Buying motor cover
Reviewed 31 October 2026 · 3 questions · 5 sources
- Third-party vs comprehensive motor insurance in Rwanda
Side by side · The 3,000 Frw a day rule · What to check before choosing
Reviewed 31 October 2026 · 2 questions · 4 sources
- Road accident compensation in Rwanda and the Special Guarantee Fund
Who is entitled and who pays · What the law pays · Deadlines for an uninsured accident · What changed
Reviewed 31 October 2026 · 3 questions · 3 sources
- Your rights as a policyholder in Rwanda: claims, deadlines, cancellation
Claim deadlines · When an insurer may refuse to pay · Your contract
Reviewed 31 October 2026 · 3 questions · 2 sources
- Travel and cross-border motor insurance in Rwanda (COMESA Yellow Card)
The COMESA Yellow Card · What to check before travelling
Reviewed 31 October 2026 · 2 questions · 5 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.


Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts.