Motor insurance & NIID verification guide 2026
For drivers and vehicle owners in Nigeria: compulsory third-party cover, the prices NAICOM fixes, comprehensive cover, how to verify a certificate on NIID and the ECOWAS Brown Card.
No sign-up, no form: nothing about you is collected.
Who this guide is for
- You own or drive a car, keke, bus or motorcycle in Nigeria
- You want to know whether your certificate is genuine
- You are choosing between third-party and comprehensive cover
What is inside: table of contents
The PDF puts together 5 guides of Tulinde Nigeria, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 12 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- Car insurance in Nigeria: compulsory third-party cover, prices and your rights
What the law requires · What third-party cover costs · Fake certificates: verify before you drive · When you claim
Reviewed 31 October 2026 · 4 questions · 8 sources
- How to verify motor insurance on NIID (askniid.org and *565*11#)
Check a motor policy, step by step · What NIID is (and is not) · If your policy is not found
Reviewed 31 October 2026 · 4 questions · 5 sources
- Third-party vs comprehensive car insurance in Nigeria
Side by side · How to choose
Reviewed 31 October 2026 · 2 questions · 3 sources
- Third-party and comprehensive car insurance price in Nigeria (NAICOM rates)
The NAICOM rates the calculator uses · After you pay
Reviewed 31 October 2026 · 3 questions · 3 sources
- Travel insurance and the ECOWAS Brown Card in Nigeria
The ECOWAS Brown Card · Travel insurance for trips abroad
Reviewed 31 October 2026 · 2 questions · 5 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.
Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts.